Medicaid eligibility is essential if you need nursing home care in the state of Maryland. In Maryland, the average annual cost of a semi-private room in a nursing home is $101,379. For a private room, you can expect to spend an average cost of around $110,230, according to the Genworth Financial 2015 Cost of Care Survey. Most insurance won't pay for this when you need care, so you could end up … [Read more...] about Why Mediciad Eligibility Matters If You Need Nursing Home Care
"Why Medicaid Eligibility Matters If You Need Nursing Home Care" … [Read more...] about Why Medicaid Eligibility Matters If You Need Nursing Home Care (Audio)
Special needs trusts are essential when a person with disabilities has assets to protect. Whether the person with the disability has funds, receives funds from a personal injury settlement, or receives funds and property as a gift, the money must be managed carefully. It also has to be owned in an appropriate manner so the assets do not prevent or threaten Medicaid eligibility or eligibility for … [Read more...] about Special Needs Trusts
"Special Needs Trusts" by Attorney Jon J. Gasior … [Read more...] about Special Needs Trusts
When we traditionally think about estate planning we think about wills and trusts and powers of attorney. We think about how these documents will help protect our assets, but often times the discussion of assets is limited to real estate and bank accounts. Today I want to introduce you to something that is becoming an increasingly important part of estate planning but one that is just as often … [Read more...] about How Do I Protect My Digital Assets Through My Estate Plan?
"Maryland Fiduciary Access to Digital Assets Act" by Attorney Jon. J. Gasior … [Read more...] about Maryland Fiduciary Access to Digital Assets Act (Audio)
Estate planning may look very simple on its face. At its simplest form, it can consist solely of a traditional last will and testament. But is this enough? Is this the most important thing? A practical approach to estate planning is one that focuses on the client’s goals. Estate planning can include simple powers of attorney, wills, and include revocable living trusts, irrevocable life insurance … [Read more...] about What are Your Most Important Estate Planning Goals?
"What Are Your Most Important Estate Planning Goals?" by Attorney Jon J. Gasior … [Read more...] about What Are Your Most Important Estate Planning Goals? (Audio)
"How Can I Qualify for Medicaid?" by Attorney Jon J. Gasior … [Read more...] about Qualifying for Medicaid (Audio)
To fully understand the importance of disability planning, you have to digest some information about government benefit programs and long-term care expenses. Most seniors will qualify for Medicare coverage. This is a government health insurance program that is in place to provide coverage for senior citizens. You earn eligibility through the accumulation of retirement credits. The annoying FICA … [Read more...] about Disability Planning: Are You Prepared?